Terms & Conditions

Effective Date: 09 May 2026

These Terms & Conditions govern the use of services provided by Padma Classes.

By accessing our website or purchasing our services, you agree to these terms.


1. Services Offered

Padma Classes provides:

  • Offline Coaching
  • Online Live Classes
  • Recorded Courses
  • Test Series
  • Study Material
  • Competitive Exam Preparation Programs

Programs may be available for students from Class 9 to 12 and competitive examinations.


2. Enrollment and Access

Access to services is granted only after successful payment verification.

Depending on the program, students may receive:

  • LMS access
  • WhatsApp group access
  • Offline classroom enrollment
  • Study material delivery

3. Payments

We accept:

  • UPI
  • Credit/Debit Cards
  • Net Banking
  • EMI Options
  • Other supported Razorpay payment methods

Pricing may range from INR 500 to INR 5,00,000 depending on the program.

All payments are processed in INR.


4. Refund Policy

All payments made to Padma Classes are strictly non-refundable.

This applies to:

  • Course fees
  • Registration fees
  • Installments
  • Subscription plans
  • Study material fees
  • Online and offline programs

Users are advised to review course details carefully before making payment.


5. Intellectual Property

All content including:

  • Videos
  • Notes
  • PDFs
  • Tests
  • Branding
  • Website content

is the intellectual property of Padma Classes.

Unauthorized copying, redistribution, piracy, or resale is strictly prohibited.

Legal action may be taken against violators.


6. Account Usage

Students must not:

  • Share login credentials
  • Use another person’s account
  • Attempt unauthorized access
  • Misuse the platform

Accounts found violating these rules may be suspended permanently without refund.


7. Attendance and Performance

Attendance in classes is not mandatory unless specifically communicated for a program.

Padma Classes does not guarantee:

  • Exam selection
  • Rank improvement
  • Specific academic results

Student outcomes depend on individual effort and performance.


8. Limitation of Liability

Padma Classes shall not be liable for:

  • Internet issues
  • Device incompatibility
  • Platform downtime
  • Third-party service interruptions
  • Academic performance outcomes

9. Jurisdiction

All disputes shall be subject to the jurisdiction of courts located in Jabalpur.


10. Contact Information

Support Email: support@padmaclasses.com

Grievance Officer: Siddharth Tiwari
Email: siddharth@padmaclasses.com
Phone: +91 93993 40360